Dates to Remember

Your Dates to Remember page is one of the most important pages in your monthly budget — and honestly, it’s the one that stops everything from falling apart halfway through the month.

When you’re creating your monthly budget, it’s so easy to focus on bills and direct debits… but life doesn’t just happen in neat, predictable payments. Birthdays, school trips, MOTs, subscription renewals, family events, annual policies, and one-off commitments can quietly sneak up on you. And when they do, they can completely throw off an otherwise “perfect” budget.

That’s where your Dates to Remember page becomes powerful.

By writing down every important date for the month — not just bills — you’re giving yourself a full financial picture before you allocate a single pound. It allows you to:

• Prepare for irregular expenses
• Avoid last-minute panic spending
• Stay in control of your sinking funds
• Reduce stress and financial overwhelm
• Budget proactively instead of reactively

When you can see everything in one place, you can plan ahead and assign money with intention. That might mean adding a little extra to a birthday fund, planning for a higher petrol month because of school holidays, or setting aside money for annual renewals before they hit your account.

It turns your budget from a reactive tool into a strategic plan.

The Dates to Remember page isn’t just about organisation — it’s about confidence. It helps you feel calm, prepared and in control of your money, because nothing is creeping up unexpectedly.

When you know what’s coming, you can budget with clarity — and that changes everything.